You’re business must be flexible, so are we
At Smart Equity Funding we believe that business is built on
loyalty, mutual trust and transparency.
Unlike traditional funding companies, our team of friendly, knowledgeable "commission free" financial advisers will listen, discuss and understand
your financial needs and guide you to the
product that makes the most financial sense for the long term success of your business.
With Smart Equity, you'll get clean funding. No in-house or third party commissions, no up-selling, no bait and switch and no
hidden application fees. Give us a chance
to earn your
business and the only question you will have is why get funded with anyone else but Smart Equity.
6 Reasons to choose Smart Equity Funding
Faster Than Banks
Applying for a business loan from a bank takes 26 hours on average, requires pages and pages of paperwork and it can be days or weeks until you
receive funding. You’ve got better things to do. You can apply with Smart Equity Funding in as little as 6 minutes, our 1 page application form
is a breeze and
you receive a decision in as little as a couple of hours.
Direct Funding
We are not a broker house and understand how criticle timing is when it comes to funding needs. We use in-house capital and our own underwriting
team
so you can get approved quickly and wont pay third party
commissions or fees.
Simply put... WE invest in YOU.
Simply put... WE invest in YOU.
Custom Tailored Loans
Unlike most online lenders, we offer several diffent loan types for different circumstances and business needs. Our funding limits and repayment
term can be set to your needs. Our advisors will tailor our products and only offer amounts and repayments you can afford because your success
is our success.
Real People
Have a question? Not a problem! No robots, no overseas support... with Smart Equity You’ll get a dedicated, U.S.-based loan
advisor (available 5 days a
week) to help you through the entire process and answer any questions you may have.
Financial Advisors
We have in-house financial advisors that will learn about and discuss your business needs to help get you into a product that makes
the most sense for you and your business. We may even let you know if taking a loan is the correct path forward and offer alternative solutions
if not.
Business Credit Building
Unlike most online lenders, we use soft pulls of personal credit reports (which doesn’t affect your credit score).*
And we report your payments to business credit bureaus so that every time you pay on time, you’re building your business’s credit.
Minimum eligibility requirements for an Smart Equity Funding Term Loan or Line of Credit
Let's see
if were a
match
if were a
match
| Minimum Requirements | |
| Time In Business | 1 year |
| Personal FICO Score | 600 |
| Business Annual Gross Revenue | $100K |
| Business Checking Account | Yes |
Applying at Smart Equity Funding is quick and simple
Get
Started
STEP 1.
Complete the application
Our simple 3 step application is all you need to apply. You can apply online or over the phone.
STEP 2.
Get a decision
A dedicated loan advisor will be assigned to your company & will contact you to review your options.
STEP 3.
Receive your funds
Complete the online agreement form and receive your funds as soon as the same day.*
USA
CANADA
AUSTRALIA
Depending on the state where your business is located and other attributes of your business and the loan, your business loan
may be issued by a member of
the Smart Equity Funding family of companies. Your loan agreement will identify the lender prior to your signing.
Loans subject to lender
approval.
Smart Equity Funding® is a Registered Trademark. All rights reserved.