We offer different loans to fit your needs.
Smart Equity Funding
Line of Credit
Used to manage cash flow,
such as buying inventory
or
making payroll
Get a revolving line of credit,
so you can access cash
when
you
need it
Loan amounts of $6K–$250K
upto 36-month repayment terms, resets after
each withdrawal
Smart Equity Funding
Term Loan
Used for investments in your business,
such as
expansion projects or large
purchases
Get a one-time lump sum of cash upfront,
You can apply for more with an option of interest
forgiveness when you’re just 30% paid down
Loan amounts of $5K–$1M
Repayment terms up
to 36 months
The perfect blend of speed and service
& It’s easy to get started.
Our simple 3 step application is all you need to apply. You can apply online or over the phone.
A dedicated loan advisor will be assigned to your company & will contact you to review your options.
Complete the online agreement form and receive your funds as soon as the same day.*
Not every match is made in heaven. Minimum eligibility requirements for a Smart Equity Funding Term Loan or Line of Credit
if were a
match
| Minimum Requirements | |
| Time In Business | 1 year |
| Personal FICO Score | 600 |
| Business Annual Gross Revenue | $100K |
| Business Checking Account | Yes |
Smart Equity is fanatical about service. – with Smart Equity Funding you get real people to talk to.
Your dedicated, U.S. based loan advisor is available to help you every step of the way.
Take a look at what business owners like you have to say
I was about 8 years into a 10 year lease on a 50,000 sqft. warehouse when my business started really picking up. With Smart Equity Funding's help we were able to pay off our old lease and get into something bigger and better. The demand for warehousing space was strong and the additional space helped me capture new clients that took my business to the next level.
I had just been awarded a contract that turned out to be larger than expected. I was excited about the opportunity but couldn't afford to pay for materials with only a 10% deposit. I was days away from dropping out when I found Smart Equity Funding. They walked me through the entire funding process and I had the funds I needed in my account just a few hours after signing.
I had an investor approach me after dining in my restaurant and asked to partner in opening 10 new locations. It was the opportunity of a lifetime! I had no way of getting that kind of funding without diluting my equity. Smart Equity Funding helped me get the funds I needed to grow my business and follow my dreams. We now have 40 locations and still growing!
I have been in the medical field for years and clients would often tell me that my equipment felt outdated. Smart Equity Funding was able to get me the funds I needed to secure new State Of the Art equipment to help us better diagnose and treat our patients. They were professional courteous and made the entire process seamless.
I would keep turning down jobs for my most popular route simply because I didn't have enough equipment to keep up with the demand. I knew if I had a few more chassis I could easily fill them. Smart Equity Funding was there for me every step of the way. We purchased new chassis and did 5x the revenue on that particular route.
I own a successful E-commerce business and sell on marketplaces like Amazon.com and Walmart.com. I finally started picking up traction and was on pace to have an amazing holiday season which would have left me with little to no inventory for 1st quarter. I could not afford to buy and hold stock for holiday season and 1st quarter. Smart Equity Funding looked at my business and helped me stock up so I could keep my sales strong. Needless to say I had my best year ever.
Eligibility for the lowest rates is very limited, available only to businesses with the strongest creditworthiness and cash flows, and typically businesses that have shown an excellent payment history on prior loan products with Smart Equity Funding. Speak to one of our loan specialists to determine your elegibility and rates.